Frequently Asked Question

 

All Items
Property Buying FAQ
Is there Agent's fee?

  No.  There is no agency fee payable by buyers. 100% Totally Free.

Other Than no Agency fee, Our Team will Render all assistance &   LIFETIME after-sales service to you.  
All for  FREE  From Start to the Finish. 

( Standard Duration from purchase until move in will takes 4 months to 3 Years depending on construction stages of the Property. )

New Condo Purchase Breakdown

 

  As Updated From July 2018  

 25% Minimum Down-payment  
( Consists of Cash & CPF OA Usable)

+

 *75% Highest Loan Applicable 
( *Loan amount will be in consideration of Age of buyer & Income Assessment )
( *Maximum Loan Tenure Capped at 30 years OR Buyer's age of 65 Years Old )

+

 Buyer's Stamp Duty  Profile
( Check Our FAQ on Stamp Duty Payable ) 

 

  Example: Price of $1,000,000  

 [$250,000] 
 25% Minimum Down-payment  
( Consists of Cash & CPF OA Usable)

+

 [$750,000] 
 *75% Highest Loan Applicable  
 Monthly Installment @ [$2,588]  
( Monthly Salary's CPF can be Used to Service Loan )
( *Loan amount will be in consideration of Age of buyer & Income Assessment )
( *Maximum Loan Tenure Capped at 30 years OR Buyer's age of 65 Years Old )

+

 Buyer's Stamp Duty  Profile
( Check Our FAQ on Stamp Duty Payable Table )

 

New Condo Purchase Timeline Stages

New Condo Purchase Timeline 

 

Click Here For Purchase Timeline 

Buyer's Stamp Duty

Latest Buyer's stamp duty & Additional Buyer's Stamp Duty Policy Implemented Dec 2021

 

Click Here For Stamp Duty Table

New Condo Progression Payment

Latest New Condo Progression Payments July 2018

 

Click Here For Payments Breakdown

When Can I Sell? Seller Stamp Duty?

Latest Seller's Stamp Duty Table Mar 2017

 

Click Here For Seller Stamp Duty

CPF Usage Restriction For Second Property

CPF Restriction for Second Property Purchase 

 

Click Here For CPF Info

 

CPF Minimum Sum up to 2022 

 

Click Here For Minimum Sum Info

Countries exempted from ABSD

Countries Exempted From ABSD Under Free Trade Agreement 

 

ABSD Refund For Married SG or SG/PR Family Only

Refund of ABSD For Married Singaporean/PR Family

 

Common Abbreviations of Property Purchase

 Common Abbreviations of Property Purchase 

 OTP  - Option to Purchase
 S & P  - Sales and Purchase Agreement
 BSD  - Buyer's Stamp Duty
 ABSD  - Additional Buyer's Stamp Duty
 SSD  - Seller's Stamp Duty
 TOP  - Temporary Occupation Permit
 CSC  - Certificate of Completion
 LTV  - Loan to Value
 TDSR  - Total Debt Servicing Ratio
 MSR  - Mortgage Servicing Ratio
 Tenure  - Loan period of Years
 CCR  - Core Central Region of Singapore
 RCR  - Rest of Central Region Singapore
 OCR  - Outside Central Region Singapore
 AV  - Annual Value of Property
 BUC  - Building Under Construction
 MCST  - Management Corporation Strata Title
 Caveat  - A caveat is usually lodged by the purchaser to protect his/her interest soon after an option to purchase a property is exercised or a sale/purchase agreement is signed.



*Call Us for In-depth Explanation of each Terms

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Call Us At +65-61007118

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